Legal & Compliance Center

By accessing or using The Carbon Key Collective platform ("Service"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Service. The Carbon Key Collective ("Company", "we", "us", or "our") operates a luxury marketplace connecting high-net-worth individuals with authenticated premium assets, auction services, brokerage, financing, and concierge support.

All auctions conducted through Carbon Key Collective are governed by these binding rules. Participation constitutes acceptance of all terms below.

• Buyers are solely responsible for conducting independent due diligence on all assets prior to purchase.
• Carbon Key provides appraisal data and intelligence reports for informational purposes only — not as guarantees of condition or value.
• Buyers are encouraged to arrange professional pre-purchase inspections; Carbon Key can facilitate these through its concierge service.
• All sales are final unless fraud or material misrepresentation by the seller is established.
• Buyers must comply with all applicable laws regarding vehicle registration, import, export, and taxation in their jurisdiction.
• Carbon Key is not liable for any defects, undisclosed damages, or condition issues discovered after purchase.
• Buyer protection programs are available for eligible transactions — contact concierge for details.

• Sellers must hold clear title to all listed assets or have explicit written authorization to sell on behalf of the owner.
• All listing descriptions, photographs, and supporting documentation must be accurate and complete.
• Sellers must disclose all known defects, accident history, title issues, liens, and outstanding obligations.
• Sellers agree to honor all transactions completed through the platform at the accepted price.
• Seller commissions and platform fees apply as disclosed in the seller's listing agreement or membership terms.
• Sellers are prohibited from directing buyers to complete transactions outside the Carbon Key platform.
• Fraudulent or misrepresented listings may result in immediate account termination and legal action.
• Sellers are responsible for accurate tax reporting on all proceeds from sales.

Carbon Key Collective accepts consignments of qualifying collector vehicles and luxury assets subject to the following terms.

Carbon Key Collective offers multiple membership tiers. Membership benefits, limitations, and obligations are defined herein.

Carbon Key's acquisition and brokerage team provides sourcing, representation, and transaction facilitation services for qualified collectors.

• Off-market sourcing and vehicle searches are conducted on a best-efforts basis. No guarantee of finding a specific asset is implied or offered.
• Brokerage representation fees apply and will be disclosed in advance in a written engagement letter.
• Negotiation services are provided to facilitate — not guarantee — favorable transaction terms.
• Carbon Key may coordinate pre-purchase inspections with third-party specialists; associated fees are the client's responsibility.
• Transport coordination, including cross-border logistics, customs brokerage, and import/export facilitation, is provided as a service arrangement with licensed partners.
• International sourcing and acquisition involves regulatory compliance in multiple jurisdictions; clients are responsible for their own legal and tax obligations.
• Carbon Key does not guarantee acquisition of any specific asset. All sourcing efforts are subject to seller cooperation, market availability, and pricing alignment.
• Carbon Key may receive compensation from sellers, auction houses, or partners in connection with brokered transactions. Full disclosure is provided upon request.

• Carbon Key Collective is not a licensed lender and does not underwrite, fund, or service any loans.
• Financing applications are submitted to and underwritten by independent third-party lending partners.
• Loan approvals, rates, terms, and conditions are determined solely by the lending partner based on their underwriting criteria.
• Advertised rates are for qualified borrowers only; your rate may differ materially based on creditworthiness, collateral, and market conditions.
• Pre-qualification estimates are not commitments to lend and do not constitute formal loan approval.
• Carbon Key makes no representation or guarantee that financing will be approved for any applicant.
• Clients are encouraged to independently compare financing options from multiple sources.
• All financing decisions, risks, and obligations are solely between the borrower and the lending institution.

Carbon Key Concierge provides facilitation services across luxury lifestyle, asset acquisition, and high-net-worth client support.

• All valuations are estimates based on comparable market data, condition assessments, and algorithmic modeling. Actual transaction values may differ materially.
• Collector vehicle values are subject to market fluctuation, condition changes, economic factors, and buyer/seller demand — all of which are outside Carbon Key's control.
• Past transaction prices do not guarantee future appreciation or depreciation.
• Appraisal data should not be used as the sole basis for significant financial or acquisition decisions.
• Users are strongly encouraged to obtain independent professional appraisals before committing to transactions exceeding their financial comfort level.
• Carbon Key disclaims all liability arising from reliance on appraisal data, intelligence scores, or market estimates provided on this platform.

Carbon Key facilitates escrow arrangements for qualifying transactions to protect both buyers and sellers.

• Escrow services are provided through licensed third-party escrow partners. Carbon Key does not directly hold client funds.
• Buyer funds are held in escrow until all agreed inspection, verification, and delivery conditions are satisfied.
• Wire transfers are the required payment method for transactions exceeding $10,000 USD.
• Identity verification (KYC) and source of funds documentation may be required for high-value transactions in compliance with AML regulations.
• Transaction monitoring systems are in place; unusual activity may trigger a compliance review and temporary hold.
• Chargebacks, payment reversals, or stop payments on cleared transactions will be treated as material breach and may result in legal action.
• Carbon Key implements fraud prevention protocols including device fingerprinting, IP monitoring, and behavioral analysis.
• Disputed escrow releases require written documentation and are subject to Carbon Key's dispute resolution process.

• Collector vehicles and luxury assets may appreciate or depreciate significantly based on market conditions, cultural trends, economic factors, and condition changes.
• Past appreciation of specific models, makes, or asset classes does not guarantee future performance.
• Liquidity varies significantly by asset type. Certain collector vehicles or rare assets may take months or years to sell at desired prices.
• Ownership costs including insurance, storage, maintenance, restoration, registration, and import duties may be substantial and should be factored into acquisition decisions.
• Market conditions, including global economic events, supply/demand shifts, regulatory changes, and cultural trends, may materially affect asset values.
• Carbon Key provides market intelligence as informational data only — not as investment, financial, or legal advice.
• Buyers and sellers should consult independent financial and legal advisors before executing significant transactions.
• Carbon Key accepts no liability for financial losses arising from collector asset transactions, value changes, or market conditions.

• Carbon Key facilitates international transactions and global asset sourcing. Clients are solely responsible for compliance with the laws of their jurisdiction.
• Import and export of vehicles and luxury goods is subject to the regulations of origin and destination countries. Clients bear full responsibility for obtaining necessary permits and approvals.
• Customs duties, VAT, import taxes, luxury levies, and all related fees are the exclusive responsibility of the importing party.
• Vehicle registration, homologation, and roadworthiness compliance in the destination country is the buyer's responsibility.
• Carbon Key may coordinate relationships with customs brokers and freight forwarders as a convenience service only; these engagements are directly between the client and the third party.
• Currency exchange risks are borne entirely by the transacting parties. Carbon Key quotes prices in USD unless otherwise specified.
• Sanctioned jurisdictions: Carbon Key does not facilitate transactions involving individuals, entities, or jurisdictions subject to OFAC or international sanctions.

• Account data including name, email, contact information, and preferences is collected to provide platform services.
• Transaction data including purchase history, bid activity, and payment records is retained for compliance and service improvement.
• Financial information is processed through PCI-compliant payment processors. Carbon Key does not store full card numbers.
• Identity verification documents submitted for KYC compliance are stored securely and used solely for regulatory and fraud prevention purposes.
• Cookies and analytics tools track platform usage to improve user experience and serve relevant content.
• Data is not sold to third parties. It may be shared with service partners (inspection, transport, escrow, financing) necessary to fulfill your requests.
• Security measures include encryption in transit and at rest, access controls, and regular security audits.
• Users may request data access, correction, or deletion subject to legal retention obligations. Contact privacy@carbonkeycollective.com.

All participants in the Carbon Key ecosystem — buyers, sellers, consignors, bidders, and members — are bound by the following conduct standards.

• Any disputes arising from these Terms or use of the Service shall first be submitted to Carbon Key's internal resolution process.
• Disputes must be submitted in writing to legal@carbonkeycollective.com within 30 days of the triggering event.
• Carbon Key will make a good-faith effort to resolve disputes within 15 business days of submission.
• If internal resolution fails, disputes shall be resolved through binding arbitration under AAA Commercial Arbitration Rules.
• Arbitration shall be conducted in New York, New York, governed by New York law, without regard to conflict of law principles.
• By using this platform, you waive your right to participate in class action lawsuits related to Carbon Key services.
• Nothing in this section limits Carbon Key's right to seek injunctive relief in cases of imminent harm, fraud, or intellectual property violations.